Canada’s new Super Visa – what does it mean?

Canada recently announced a new two-year, multi-entry “super visa” for parents and grandparents of Canadian immigrants. The multiple-entry visa will be valid for up to 10 years, and will allow applicants to remain for 2 years in Canada before requiring a renewal. Launching December 1, the visas will be issued about 8 weeks after the application.

Currently, Canadian citizens who file for their spouses to immigrant have to be liable for them for about 3 years or so. This is a similar situation. The children who bring in their parents and grandparents will be responsible for all the expenses of the new migrant including health. They do not qualify for state benefits or other programs.

When you think about it, Canada will be making money hand over fist. Their population will increase and lead to a bigger economy which expands as more people begin to spend more. Their airways and tourist, as well as immigration bodies will make some good dollars from these visitors – travel fares, lodging, immigration fees, etc. In addition, I hear that buying a personal health insurance plan will be one of the requirements for those that seek the visa. The European countries should borrow some pages from whoever wrote this policy.

This new development certainly makes Canada even more of a choice destination for immigrants. At least you know upfront that you won’t have to jump through hoops to get your relatives to join you when the time comes. As we know, home is where the heart is, and if your family and loved ones are around you wherever you are, then location becomes less important.

I hope the Nigerian governent is paying attention to all this?

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5 COMMENTS

  1. I specialize with Visitor to Canada insurance and what worries me is people choosing insurance for their parents without understanding what they are buying and the limitations on what the insurance covers. All insurance companies have exclusions based on a person’s medical health, especially over the age of 55. I am afraid that many people will buy based on price alone and there are companies that provide cheap Visitor to Canada insurance but a quick look through the policies show how limited that coverage is. More education is needed on what to look for and how to choose a good insurance company when buying this insurance for their parents.

    Trevor Pfahl
    204-415-5004

  2. When buying travel insurance, you need to look at Benefits provided, Exclusions (which includes Stability), and Deductibles.

    Benefits means the areas that the insurance company will and won’t pay for. Examples where I see the biggest difference in dollar amounts paid out include accident dental, private nurses, and amount paid for cremation or to return the body back to the home country in case of death.This is where you need to be careful. Some insurance may be $100 or $200 cheaper then others but it will probably have less benefits for specific situations or not include some important benefits that other policies include.

    Exclusions mean what is not covered. The Insurance pays for immediate medical emergencies, not routine conditions or even for the follow-up treatment of a condition (depending on the company) x-rays are included but many policies exclude ct scans and MRI’s unless pre-approved by the company in advance.
    Stability means not seeing a doctor, or having a medical condition for a certain period of time. This period, the stability period, is usually 90 days or 180 days. So if your parent had a problem with their heart or leg within that period before coming to Canada, then that condition would not be covered. Typically, this is not a issue for most people but if there is ANYTHING that your parent has seen the doctor for in the last 3-6 months then that would not be covered while in Canada. Also, some companies have a detailed Medical questionnaire to answer before they approve insurance just to know the history of the person coming to Canada.

    Deductibles are the amount that you pay first if you go to a doctor. The higher the deductible, the lower the cost of insurance, but that means that each time you go to the doctor, you will pay that amount first. Common deductibles are $0, $100, $250, $500, and $1000. And for most companies the benefit of having a $500 or $1000 deductible only saves 5-10% of the amount so a person is taking a much higher risk for the amount of money saved

    I know this is a lot of information but this is a broad overview. More specific details can be given if you want to phone me
    Trevor Pfahl

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