Credit Policy Manager Job at Standard Chartered Bank

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Standard Chartered PLC is a leading international bank, listed on the London, Hong Kong and Mumbai stock exchanges. It has operated for over 150 years in some of the world’s most dynamic markets and earns more than 90 per cent of its income and profits in Asia, Africa and the Middle East. This geographic focus and commitment to developing deep relationships with clients and customers has driven the Bank’s growth in recent years.

Job Description

To manage and oversee all matters relating to Mortgages & WM by reviewing the existing process and continuously improving them
Review, appraise and approve credit facilities in line with my Delegated Authority and recommending those requiring higher approval level of approval
Ensuring loan facilities are approved at correct levels of approval and in conformity with the credit policy and CAD requirements
Monitoring the Portfolio to ensure a healthy portfolio is maintained thereby contributing to overall Consumer Bank goals and objectives
Maintain Mortgage & WM Portfolios within budgeted parameters through detailed portfolio analysis backed by MIS and early warning trends
Assisting Business Unit Heads and BORM in coordinating, driving and directing effective compliance and operational risk management at the Business Unit level
Implement controls within the Business Unit to meet all regulatory and internal requirements
Ensure proper functioning of day-to-day controls, periodic monitoring activities and timely resolution of risk issues
To manage and oversee all matters relating to the access, usage, storage, dissemination of Credit Bureau information as applicable to all consumer banking credit product offerings.
Ensure that loan facilities are booked in line with the Credit Bureau Policy and loan portfolio is managed and segmented according to bureau findings.

Qualifications & Skills

University degree background with credit risk management experience
Minimum of 3 years of Consumer Banking experience with proved credit skills
Good understanding of local market and consumer banking credit in general
Possess an eye for detail
Good analytical skills
Good interpersonal skills
Good communication skills
Good financial and MIS skills

Click here to apply

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